A little smile. A word of cheer.
A bit of love from someone near.
A little gift from one held dear.
Best wishes for the coming year.
These make a Merry Christmas!
Photo Credit: Leza MacDonald (ODN)
Photo Credit: Leza MacDonald (ODN)
Keeping an eye our for the Annual Caroling Truck with the Oliver Fire Department? This route map and schedule will help make it easier!
We are full of Christmas Spirit!
Lisa and Heather are showing off their work of art as the Festival of Trees gets under way.
What’s the Festival of Trees, you ask? It’s an event that started 29 years ago in Vancouver, and it’s purpose is to raise funds for the BC Children’s Hospital Foundation. Since it’s inception it’s grown throughout several communities in BC, including Osoyoos for the last several years.
And this year the Oliver Osoyoos Winery Association was pleased to announce the spread of it’s Festival to have trees sponsored and showcased throughout Oliver as well as Osoyoos.
“The Festival is open to the public who are invited to browse through the holiday displays at four locations this year and enjoy the holiday splendour. This year Festival of Trees is being shared between our two communities of Oliver and Osoyoos with trees on display at Nk’Mip Cellars Winery, Watermark Beach Resort, Frank Venables Theatre Lobby and Baldy Mountain Resort. There is no admission for this event and everyone is encouraged to come and vote for their favourite tree; a minimum donation of $2 is requested. Donations over $25 BC Children’s Hospital (BCCH) will issue tax-receipts.
Trees will be on display from November 25th to January 4th as follows:
- Nk’Mip Cellars Winery – 10am to 5pm daily
- Spirit Ridge Resort – 8am to 10pm daily
- Watermark Beach Resort – 8am to 11pm daily
- Frank Venables Theatre – 5:30 to 8pm daily
- Baldy Mountain Resort – Outdoors Daily
This event will be to support both the BC Children’s Hospital and the BC Hospitality Foundation.”
Ours was only one of the beautifully decorated trees being prepared to be showcased at the Frank Venables Theatre between November 25th and January 4th. So be sure to get out and see the trees, vote for your favourite, and help raise funds for this immensely worthy cause.
If you’re looking into the option of buying a house, you probably already know that the Mortgage Rules have changed recently, and you’re probably concerned.
“Effective October 17th all high ratio buyers will have to qualify at the benchmark rate for all terms.”
It means that you’ll have to qualify for a higher interest rate than what you’ll actually end up paying, which will reduce the dollar amount for which you’ll qualify.
Dominion Lending Centres gives this example:
“… a home buyer currently qualified to purchase with 10% down for a mortgage of $527,000. After October 17th, this home buyer would qualify for a $420,000 mortgage. This equates to a 20% drop in buying power. (All things being equal in terms of property taxes, income, debts, etc).”
In this situation, you have a few of options:
But mostly…talk with your Royal LePage REALTOR® and your mortgage professional about your options.
Well, the new mortgage rules will likely reduce the risk of a housing crash. The government and the banks are looking out for own interests in keeping the housing market going, but in looking out for their own, they’re also looking out for yours. Qualifying for a lower amount might just put less stress on your wallet. That can’t be too bad.
On Friday November 25 and Saturday November 26, Oliver’s Community Light Up & Fireworks brings families together to celebrate the start of the festive season and put some sparkle into the winter months. Bring the kids along for pictures with Santa, fun entertainment for all the family downtown and later a bonfire and fireworks, at the Oliver Community Park. Celebrate the Christmas Light Up with us in #OliverBC!
9:45 am – Oliver Community Center
10:40 am – Oliver Community Center to Cenotaph
10:50 am – Cenotaph, Oliver Town Hall
11:30 am – Cenotaph to Royal Canadian Legion, Branch 97
11:45 am – Legion Hall (Adults) & Subway (Youth)
2:00 pm – Oliver Theatre
Schedule provided by
Royal Canadian Legion, Branch 97